The question asks for the broader category.
The choices mix a broad insurance group with individual types of insurance. Social insurance is the umbrella term here. Its branches cover health, long-term care, pensions, unemployment and statutory accident insurance.
Care insurance and health insurance are separate branches, even though they are closely connected organisationally. Treatment for illness and ongoing help in daily life are not automatically the same benefit.
The other three answers
Distinguish support for a person from insurance of possessions or damage.
Accident insurance
Statutory accident insurance is another social insurance branch. Care insurance is not a subdivision of it.
Household insurance
Household contents insurance concerns insured possessions, not general protection against needing care.
Liability and fire insurance
Liability and fire insurance concern other risks. They are not the umbrella category for care insurance.
Insurance does not mean every cost is covered.
Social care insurance does not cover every care cost. Available support depends, among other things, on the assessed care need and the benefit concerned.
People with statutory health insurance generally belong to social care insurance. Those privately insured must have compulsory private care insurance. The exam answer identifies the branch within the social insurance system.
Long-term care insurance · Federal Ministry of Health ↗Care is a pillar of social insurance.
Think of support for people, rather than protection of furniture.
Three words for this question
- die Pflegebedürftigkeitneed for long-term care
- A condition involving a need for support with independent daily living.
- der Versicherungszweiginsurance branch
- A distinct part of an insurance system.
- die Kostenübernahmecoverage of costs
- Payment of costs by the responsible provider.